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Finance

How a lender cut claims handling time by 71%

Case study · BIGFAT AI LABS

A mid-market lender drowning in manual claims review deployed a document-intelligence pipeline that cut handling time by 71% — with a human still signing off on every decision.

The problem

Claims arrived as a mess of PDFs, scans and emails. Analysts spent most of the day keying data and cross-checking documents, and turnaround had stretched to days while the backlog grew.

What we built

A pipeline that classifies each incoming document, extracts the fields that matter, validates them against policy rules, and surfaces a pre-filled, flagged summary for an analyst to approve. The model handles the typing; the human keeps the judgment.

The outcome

Average handling time fell 71%, the backlog cleared inside a quarter, and accuracy improved because analysts reviewed exceptions instead of re-typing every case. Throughput roughly tripled with the same headcount.

Why it stuck

Evals on a labeled claim set gate every model update, and a confidence threshold routes anything uncertain straight to a person. Reliability — not raw automation — is what earned the team's trust.

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